Bad Credit Home Loans: Can You Get One With a Default in 2026? On this page ▾ What counts as bad credit in Australia? How long does bad credit stay on your credit report? How to get your credit report at no cost What mainstream and specialist lenders look for What does a bad credit…
Home Loans for Doctors and Medical Professionals: 2026 Guide On this page ▾ Who counts as a medical professional for a home loan? The LMI waiver for doctors: 90% or 95%, and the conditions How lenders assess a doctor’s income How much can a doctor borrow? Buying a practice or rooms versus buying a home…
Home loan with a new job: probation, payslips and approval in 2026 On this page ▾ Can you get a home loan on probation? How lenders look at a job change Payslips: why the first one often isn’t enough Documents to have ready Timing: apply before you resign, or after you start? Bonus, overtime and…
Casual employment home loan: how to get approved in 2026 On this page ▾ How lenders calculate casual income How long do you need to be casual to get a home loan? Casual, part-time or contractor: why the label matters Documents casual employees need for a home loan Why casual home loan applications get declined…
Getting a home loan on maternity leave in 2026 On this page ▾ How lenders assess a home loan while you’re on leave The policy approaches you’ll meet Paid leave, unpaid leave and Parental Leave Pay How much savings you’ll need: the buffer Your partner’s income What your return-to-work letter must say for a home…
How much can I borrow: the complete guide You’ve found a property you like. The listing says $850,000. Your real estate agent says you can “definitely afford it.” Your friend who bought two years ago says the same thing. But can you? And more importantly — should you borrow that much? Those are two different…
How Do I Get A Home Loan When I’m an Expat? Recently I was helping an expat client get a home loan. She is living and working overseas and wanted to buy a property that would be an investment in the short term and be her home when she finally came home. Makes sense right?…
Self-Managed Super Fund for Investment Property has been rising lately here at Mortgage World Australia. Our clients, on the advice of their accountant or their financial planner, get in touch with us about how much they can borrow to invest in property through their Self-Managed Super Fund. From a lending point of view, the number…
During the Covid years when interest rates were low, a lot of investors and buyers put down a deposit on unregistered land with the idea that once the developer registered it, they could take advantage of record low interest rates and build a house as part of the development. Unfortunately, with the rates rising 4.25%…
5 Borrowing Myths: Busted. I don’t know if you remember the show ‘Mythbusters,’ where they took urban legends and put them up to the test to see if they were real. Recently I had a prospective client ring up and ask if I could get him a home loan while he was on probation at…
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