Flexible Business Loans to Fuel Your Grow
Financial Solutions for Every Stage of Your Business Journey
Are you looking to purchase a business? Or perhaps you may be looking to grow your existing business? Or maybe you are looking to purchase new equipment or vehicles?
Unlike with residential home loans, where interest rates and fees can be found with a simple Google search, there is an element of mystery when it comes to business and commercial finance.
A Mortgage World Australia broker can help you unravel that mystery and find you the solutions you need using our revolutionary business lending platform.
Flexible Financing to Support Your Business Growth
Comprehensive Business Loan Solutions
Our experienced brokers are here to assist you in navigating the diverse range of business financing options available. With a comprehensive understanding of various loan types, we’re committed to finding the perfect match for your business requirements.
Types of home loans
Our mortgage brokers can assist you with home loans for the following business loans:
Commercial real estate loans
Secure financing for purchasing, developing, or refinancing commercial properties tailored to your business’s growth and expansion plans.
Equipment and vehicle finance
Invest in the essential tools, machinery, and vehicles your business needs to operate efficiently and competitively.
Inventory finance
Ensure your product levels meet customer demand with flexible financing options designed to support your inventory management.
Debtor or invoice finance
Improve your cash flow by leveraging outstanding invoices, enabling your business to continue growing without interruption.
Working capital finance
Support your day-to-day business operations with working capital finance, keeping your business moving forward.
Franchisee loans
Specifically designed for franchise business models, these loans can help you start, manage, or expand your franchise.
Self-Managed Super Fund
Leverage your self-managed super fund to invest in commercial property, providing a potential long-term growth strategy for your retirement savings.
Unsecured short term business loans
Ideal for immediate business needs, these loans offer quick funding without the necessity for collateral.
Term loans
Gain access to a lump sum of capital upfront with a fixed repayment schedule, suitable for a variety of long-term business investments
Commercial real estate loans
Loan for businesses or individuals to purchase commercial real estate.
▪ Can be used for property such as retail, industrial, office complexes, aged care facilities, hotels and property development
▪ 25 years loan terms possible. Even 30 years in some situations.
Equipment and vehicle finance
Finance for purchasing business equipment and vehicles.
▪ Chattel mortgages are the most common but we also offer commercial hire purchases, finance leases and novated leases.
▪ Finance items such as vehicles, plant and machinery, agricultural equipment, office equipment etc.
Inventory finance
Short-term loan (30-120 days) that allows you to purchase stock in advance without using your cash reserves.
▪ You don’t need collateral for this type of loan. The products you buy secure the loan.
▪ You pay back the loan once the stock is sold.
Debtor or invoice finance
Allows you to unlock cash against the unpaid invoices you have already issued.
▪ Lender considers the monies owing to you as an asset and can lend against it.
▪ May be possible to borrow up to 85% of the value of outstanding invoices
Working capital finance
Loan that helps you take care of more immediate and day-today business expenses.
▪ Usually an overdraft type facility where you only pay interest when you draw down funds.
▪ Can be secured by an asset or unsecured. Unsecured generally more expensive
Franchisee loans
Loans to purchase new or existing franchised businesses.
▪ The percentage of the purchase price you can borrow is dependent on the strength of the franchise.
▪ In some cases it may be possible to borrow up to 70% of the business value unsecured or 100% of the purchase price if you offer real estate as security
Self-Managed Superannuation Fund
Finance to purchase commercial property within a Self-Managed Super Fund structure.
▪ Up to 30 years loan term
▪ It may be possible for your SMSF to purchase a property that will be occupied by your business.
Unsecured short-term business loans
A faster way to access finance for everyday business expenses.
▪ Loans usually from $5,000 up to $250,000.
▪ Simplified application process. Loans of <$50k require little documentation
Term loans
Commonly used to buy commercial real estate, or buy an existing business or franchise.
▪ Similar to a normal home loan. Up to 30 years loan term with fixed and variable interest rates.
▪ Generally require real estate security.
FAQs
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