Calculate Your Repayments Instantly

Loan Calculator

Use our intuitive loan calculator to instantly understand your potential repayment plans. Whether you’re exploring home, personal, or investment loans, this tool simplifies your financial planning process. Enter your loan amount, interest rate, and term to see a detailed breakdown of monthly repayments and the total interest payable. It’s the first step towards making informed borrowing decisions

aPPLY ONLINECALL: 1300 66 12 11
Discover Your Loan Repayment Schedule

Instantly Understand Your Mortgage Repayments and Savings

Banknotes and Calculator on Table

An important part of finding the right mortgage is calculating what the repayments will be on the amount you borrow. You may also want to know how your mortgage term will be affected my marking extra repayments. The following calculators will help you with such task.

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Types of calculator

Use the following calculators below to determine repayment amounts, borrowing capacity, interest payable and more:

Time to repay calculator

See how additional payments could shorten your mortgage term and reduce the total interest paid.

Loan repayment calculator

Calculate your monthly repayment amounts based on your loan size, interest rate, and term.

Borrowing power calculator

Find out how much you might be able to borrow based on your income and expenses, helping you narrow down your property search.

Stamp duty calculator

Determine the stamp duty payable on your property purchase in your state or territory, so there are no surprises.

Mortgage switching calculator

See how much you could save by switching your home loan to a lower rate, once the switching costs are in.

FAQs

Not sure? Have additional questions? Try here 

 The Loan Repayment Calculator estimates your monthly mortgage payments based on the loan amount, interest rate, and loan term you enter. It calculates both the principal and interest components of the payment to give you a comprehensive overview.

Yes, with our Time to Repay Calculator, you can see how making additional payments on your mortgage could reduce the total interest paid and shorten your loan term. Simply enter your loan details along with the extra amount you plan to pay.

Our Borrowing Power Calculator helps you estimate how much you might be eligible to borrow from a lender. It takes into account your income, expenses, and other financial commitments to give you an idea of your potential loan amount.

The Stamp Duty Calculator provides an estimate of the stamp duty you may need to pay on a property purchase. While we strive for accuracy by keeping our rates updated, actual stamp duty costs may vary depending on specific details of your situation and changes in government fees.

Calculating stamp duty is important as it’s a significant cost involved in buying property. Knowing this cost upfront helps you budget more effectively for your property purchase.

 If you’re uncertain about which loan suits your needs best, we recommend speaking to one of our loan advisors. They can provide personalised advice based on your financial situation and goals.

 Yes, our calculators are versatile and can be used to estimate payments and costs for both home and investment property loans. Ensure you input the correct details related to the type of loan you’re interested in for accurate results.

Why not give us a call, or send us an email and get a direct response from one of our finance experts. We’d be happy to give you a hand and help point you in the right direction.

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Helping you find the right loan product for your needs.
aPPLY ONLINECALL: 1300 66 12 11

Important information

Calculator disclaimer. The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you get in touch with us before taking out a loan so that we can provide you with advice that is tailored to your situation.

Assumptions. This calculator uses the information you enter together with standard assumptions; figures are estimates only, are not an offer of credit, and do not take into account your objectives, financial situation or needs.

Comparison rate. Where an interest rate or repayment is shown, the comparison rate is based on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. For variable interest only loans, comparison rates are based on the initial 5-year interest only period. For fixed interest only loans, comparison rates are based on an initial interest only period equal in length to the fixed period. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Interest rates are shown per annum (p.a.).