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Home Loan Variable: 5.94% (5.95%*) • Home Loan Fixed: 5.79% (6.39%*) • Fixed: 5.79% (6.39%*) • Variable: 5.94% (5.95%*) • Investment IO: 6.19% (6.85%*) • Investment PI: 5.99% (6.61%*)

We'll Help You Get A Car Loan Approved ... Even If You Have Bad Credit.

Fast Finance. Personal from 7.79% (7.79%*)%, Business from 6.44% (6.44%*)

  100% Free Service

  100% Competitive Rates

  100% No Obligation

Initial Application, 15 Minutes on 1300 66 12 11

Consumer Car Loans Often Approved in Less Than a Day

Some auto products are approved in less than an hour, but lower rates and superior products may take up to a day. Business loans usually approved in less than a day.

Car Loans

MOTORCYCLE Loans

AIRCRAFT FINANCE

BUSINESS Loans

BOAT Loans

CARAVAN Loans

TRUCK Loans

EQUIPMENT FINANCE

Selected Personal
Loan Products [ Not all Listed ]

Selected Personal Loans
Interest*
6.89%
Comparison*
7.10%
   
7.49%
8.18%
   
7.50%
8.90%
   
7.50%
8.90%
   
Selected Variable Personal Loans
Interest*
7.79%
Comparison*
8.00%
   
8.50%
9.89%
   
8.50%
9.89%
   
11.24%
12.29%
   
Selected Fixed Personal Loans
Interest*
6.89%
Comparison*
7.10%
   
7.49%
8.18%
   
7.99%
8.20%
   
7.99%
9.18%
   
  Green Car Loans
Interest*
7.79%
Comparison*
8.00%
   
8.50%
9.89%
   
8.50%
9.89%
   
11.24%
12.29%
   

Ask us a question and we will get back to you within 1 working day

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A consumer loan is suitable for when you use your vehicle for private purposes. Our car finance can be tailored to suit your budget, with fixed repayments and loan terms from 24 to 84 months. A final balloon payment can be applied to your loan and will reduce your monthly repayments. A balloon means that over the life of a loan, the borrower will only repay part of the principal and as a result, at the end of the loan term will owe the financier a lump sum. Ownership of the vehicle remains with the customer. However, the financier takes an interest in the car as security for the loan. Once the loan is finalised, the financier will lift their interest in the vehicle handling the customer clear title.

A Car Finance Lease is a rental agreement where the financier owns the vehicle and the customer can leases it for an agreed term and rental amount. Lease terms range from 12 to 60 months. At the end of the contract, the customer has the opportunity to buy the vehicle and payout the lease or extend the lease for a further term.

A Car Finance Lease is a rental agreement where the financier owns the vehicle and the customer can leases it for an agreed term and rental amount. Lease terms range from 12 to 60 months. At the end of the contract, the customer has the opportunity to buy the vehicle and payout the lease or extend the lease for a further term.

A popular way of offering employees an opportunity to choose car finance for a motor vehicle of their choice as part of their remuneration package. A Novated Lease is a three-way agreement between an employer, employee and the finance company. The employer makes the monthly repayments on behalf of the employee from their salary. Lease terms are from 12 to 60 months.

Purchase price protection protects you in the event your vehicle is deemed a total loss by your general insurer through theft or accident. Purchase Price Protection can refund the depreciation amount together with the write off amount so you can get back what you paid for the car initially.

We know that accidents may occur, no matter how careful you are on the road. We provide cover with a range of features and benefits designed with you in mind. Comprehensive coverage also protects you against vehicle damages not caused by a collision.

Our heavy equipment finance specialists will help you understand business, finance, cash flow, company and marketing structures and what’s required to provide the best finance solution for you and/or your business.

Applicants with limited history and proof of income may be able to finance where the applicant has been in the same business for two years, the applicant is purchasing a new truck or asset through a dealer, the applicant has 12 months good payment history on the similar equipment loan, the applicant is asset-backed, or the applicant can prove GST is paid and up-to-date.

Whether the truck has been bought from a dealer or through a private sale, we've been able to provide our customers with the type of commercial support and financing advice crucial to their business.

It doesn't matter if your vehicle is 6 tonne or 24 tonne, we have facilitated loans, leases and rental agreements. We can offer finance for all vehicle types ranging from refrigerated trucks to tilt trucks to car finance. Our team can help with truck finance for a new vehicle and used vehicle up to 12 years old. Although the most competitive rates are offered for cars less than five years old, older trucks can still be financed on attractive terms.

  General Types of Automotive Finance

Selected Business
Finance Products [ Not all Listed ]

Business Finance General
Interest*
6.44%
Comparison*
0.00%
   
6.44%
0.00%
   
6.44%
0.00%
   
6.44%
0.00%
   
Selected Business Fixed
Interest*
6.44%
Comparison*
0.00%
   
6.44%
0.00%
   
6.44%
0.00%
   
6.44%
0.00%
   
Selected Business Variable
Interest*
6.44%
Comparison*
0.00%
   
6.49%
0.00%
   
6.49%
0.00%
   
6.59%
0.00%
   

  General Repayment Calculator

Consider Consolidating Debt and Using Your Home Equity

Want to pay one monthly repayment rather than two? You can often consolidate your debt by refinancing your home. Monthly obligations, even with a new vehicle, are usually less than what you’re paying now. Call us for more information.

Example Multiple Banks (Fixed)
Interest*
5.94%
Comparison*
5.98%
   
5.94%
5.99%
   
5.94%
6.09%
   
5.94%
6.09%
   
Example Multiple Banks Variable)
Interest*
5.94%
Comparison*
5.95%
   
5.99%
5.98%
   
5.99%
6.01%
   
6.04%
6.04%
   
Example BIg-4 Only (Variable)
Interest*
5.94%
Comparison*
5.95%
   
5.94%
6.05%
   
5.99%
5.98%
   
5.99%
5.99%
   
Example Investment Products (IO)
Interest*
6.34%
Comparison*
8.16%
   
6.44%
8.26%
   
6.54%
8.21%
   
6.54%
9.01%