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Home Loan Variable: 5.94% (5.95%*) • Home Loan Fixed: 5.79% (6.39%*) • Fixed: 5.79% (6.39%*) • Variable: 5.94% (5.95%*) • Investment IO: 6.19% (6.85%*) • Investment PI: 5.99% (6.61%*)

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Example Multiple Banks (Fixed)
Interest*
5.94%
Comparison*
5.98%
   
5.94%
5.99%
   
5.94%
6.09%
   
5.94%
6.09%
   
Example Multiple Banks Variable)
Interest*
5.94%
Comparison*
5.95%
   
5.99%
5.99%
   
5.99%
6.01%
   
5.99%
6.02%
   
Example BIg-4 Only (Variable)
Interest*
5.94%
Comparison*
5.95%
   
5.94%
6.05%
   
5.99%
5.99%
   
5.99%
6.01%
   
Example Invest Products (IO)
Interest*
6.34%
Comparison*
6.64%
   
6.34%
8.16%
   
6.44%
6.68%
   
6.44%
8.26%