couple-expecting-a-baby
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How Can I Get A Home Loan While On Parental Leave

How Can I Get A Home Loan While On Parental Leave? A client, Tracy and Nathan, had come to me and were looking to refinance their home loan. There’s nothing unusual in that, except that they had just had their first baby. Tracy was on maternity leave which meant that they were looking for ways…

Australian mum with baby reviewing home loan documents at her kitchen table
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Home Loan on Maternity Leave: 2026 Lender Policies & Broker Guide

Getting a home loan while on maternity leave: what really works in 2026 On this page ▾ Yes, you can get a home loan while on maternity leave What income lenders will count while you’re on leave How lenders calculate the savings buffer you’ll need Two approaches lenders take to maternity leave applications Repayment pause…

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