Bad Credit Home Loans: Can You Get One With a Default in 2026? On this page ▾ What counts as bad credit in Australia? How long does bad credit stay on your credit report? How to get your credit report at no cost What mainstream and specialist lenders look for What does a bad credit…
Bridging Loans in Australia: What They Are and How They Work On this page ▾ What is a bridging loan? How does a bridging loan work? Peak debt and end debt: a worked example Open vs closed bridging loans How long does a bridging loan last? How is interest handled: capitalised or paid monthly? What…
Home Loans for Doctors and Medical Professionals: 2026 Guide On this page ▾ Who counts as a medical professional for a home loan? The LMI waiver for doctors: 90% or 95%, and the conditions How lenders assess a doctor’s income How much can a doctor borrow? Buying a practice or rooms versus buying a home…
How to Apply for a Self-Employed Home Loan in 2026 On this page ▾ Who lenders treat as self-employed How long you need to be self-employed How lenders assess self-employed income Full doc versus alt doc (low doc) If you pay yourself a salary from your company What lenders look for in your documents Why…
100% home loans: can I borrow the full purchase price of a property? On this page ▾ Why a standard home loan stops short of 100% How a guarantor loan gets you to 100% 100% of the price versus 100% plus costs What "costs" means when you buy in NSW Genuine savings and gifted deposits…
Data-driven property investing in 2026: the 8 numbers to check before you buy, where to get each at no cost, and how lenders turn rent into borrowing power.
LVR meaning: what loan to value ratio is and how to calculate it On this page ▾ How to calculate your LVR Valuation or purchase price: which one does the lender use? How lenders use your LVR What changes at each LVR band LVR when you refinance LVR on investment loans How to lower your…
SMSF Property Loans in 2026: What Changed on 10 August and What Your Fund Can Still Do On this page ▾ What changed on 10 August 2026 If your SMSF already has a residential loan Refinancing an existing SMSF loan in 2026 Commercial property and business real property Contracts exchanged before 10 August 2026 Can…
Home loan with a new job: probation, payslips and approval in 2026 On this page ▾ Can you get a home loan on probation? How lenders look at a job change Payslips: why the first one often isn’t enough Documents to have ready Timing: apply before you resign, or after you start? Bonus, overtime and…
Studio apartment home loans: size limits, LVR caps and how to get approved On this page ▾ Why lenders are cautious with small apartments The size thresholds you’ll meet LVR caps and what they mean in dollars on a $450,000 studio High-density buildings and postcode restrictions Serviced apartments, student accommodation and other hard cases Strata…
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