Australian Government 5% Deposit Scheme: 2026 NSW Guide On this page ▾ What is the Australian Government 5% Deposit Scheme? Who is eligible? Property price caps for NSW and Western Sydney How much deposit do you actually need? Which lenders offer the scheme? Stacking the scheme with other NSW first home buyer help 5% Deposit…
House and Land Package Financing in NSW: A Broker’s Guide On this page ▾ What is a house and land package? How financing actually works (the two-loan structure) NSW stamp duty on house and land packages: the land-only saving Government schemes for NSW house and land buyers (2026) How much deposit do you need? Hidden…
First Home Super Saver Scheme: your complete 2026 guide On this page ▾ What is the first home super saver scheme? Eligibility requirements Contribution limits and caps How to contribute to your FHSSS Tax treatment and benefits The withdrawal process Comparing FHSSS with other schemes Early access and financial hardship Common questions The first home…
Help to Buy Scheme Australia: How the Government’s Shared Equity Scheme Works On this page ▾ What Is the Help to Buy Scheme? Help to Buy Eligibility: Who Qualifies? Property Price Caps by State What Homes Can You Buy Under Help to Buy? Which Lenders Offer the Help to Buy Scheme? How to Apply: Step-by-Step…
Stamp duty exemptions NSW: who qualifies and how to save On this page ▾ What is stamp duty in NSW? Stamp duty exemptions for first home buyers How much stamp duty will you pay? (worked examples) Stamp duty for pensioners and seniors in NSW Family transfers and inheritance exemptions How to apply for the FHBAS…
Are Cashback Home Loans Worth It? A Broker’s Guide for 2026 Cashback home loans have made a comeback. Lenders are offering up to $3,000 to borrowers who refinance, and on the surface, that looks like easy money. But in 25+ years of brokering home loans, we’ve seen how quickly a cashback offer can turn into…
First Home Buyer Grant NSW: Every Scheme Explained (2026) Buying your first home in NSW, you’ve got government support coming from multiple directions. Most first home buyers only know about one or two of them. But there are actually four layers: the First Home Owner Grant (FHOG), stamp duty exemptions and concessions, and three federal…
Using super to buy a house: your options explained Superannuation is designed for retirement. But there are three legitimate pathways that allow you to use super — or the tax advantages that come with super contributions — to buy property in Australia. Two work before retirement. One doesn’t. The rules are different for each, and…
Considering buying a property with a friend or family member? Learn about the pros and cons, and how to navigate the process in Australia.
Update (June 2026): This scheme has been renamed and expanded. Since 1 October 2025 it operates as the Australian Government 5% Deposit Scheme, with no income caps, unlimited places, and higher property price caps. For the current 2026 rules, NSW price caps, participating lenders, and worked examples, see our up-to-date guide: Australian Government 5% Deposit…
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