Australian couple reviewing house plans with a builder on a Western Sydney construction site
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How Construction Loans Work in Australia (2026 Guide)

How construction loans work in Australia: stages, progress payments and interest (2026) On this page ▾ What is a construction loan? How progress payments work: the construction loan stages Do you pay the mortgage while the house is being built? The fixed-price contract and the cost-to-complete test Licensed builder or owner-builder? House-and-land packages: one loan…

Young Australian couple at a Western Sydney house and land display village reviewing financing paperwork
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House and Land Package Financing NSW: A Broker’s Guide

House and Land Package Financing in NSW: A Broker’s Guide On this page ▾ What is a house and land package? How financing actually works (the two-loan structure) NSW stamp duty on house and land packages: the land-only saving Government schemes for NSW house and land buyers (2026) How much deposit do you need? Hidden…

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