How To Spot The Best Suburbs To Buy Investment Properties In? One of the questions I get from Mortgage World Australia clients is ‘How do I find locations that are likely to have good investment property opportunities?’ The challenge we all face is that we are busy in our day-to-day lives. Studying the real estate…
How To Improve Your Self-Managed Super Fund (SMSF) Performance Mortgage World Australia has a considerable number of clients who invest in property through their Self Managed Super Funds (SMSF). The challenge every one of those clients faces is trying to make the most of their time to hit their goals over their retirement. One of…
How Do I Get A Home Loan When I’m an Expat? Recently I was helping an expat client get a home loan. She is living and working overseas and wanted to buy a property that would be an investment in the short term and be her home when she finally came home. Makes sense right?…
How Do I Avoid Paying Lenders Mortgage Insurance? It’s not uncommon for people wanting to buy a home, but don’t have ‘enough’ of a deposit saved. Strictly speaking, nothing is stopping you from getting a loan with less than a 20% deposit. Unfortunately, you have to pay something called LMI – Lender’s Mortgage Insurance which…
Self-Managed Super Fund for Investment Property has been rising lately here at Mortgage World Australia. Our clients, on the advice of their accountant or their financial planner, get in touch with us about how much they can borrow to invest in property through their Self-Managed Super Fund. From a lending point of view, the number…
How Can I Get A Home Loan While On Parental Leave? A client, Tracy and Nathan, had come to me and were looking to refinance their home loan. There’s nothing unusual in that, except that they had just had their first baby. Tracy was on maternity leave which meant that they were looking for ways…
During the Covid years when interest rates were low, a lot of investors and buyers put down a deposit on unregistered land with the idea that once the developer registered it, they could take advantage of record low interest rates and build a house as part of the development. Unfortunately, with the rates rising 4.25%…
Welcome to 2024. After all the rate rises we’ve had in the last two years, we’re all looking at our expenses a little differently. We are realising how much we are paying in interest, and that the only way to stop paying that interest and put it in our own pocket is to pay off…
8 Ways to Increase Your Borrowing Power Between rising real estate prices and interest rates, everyone’s borrowing power represents less purchasing power than it was a couple of years ago. Borrowing power is the calculation lenders do to make sure that you can afford to make the repayments on the loan you are applying for….
Reverse Mortgages: How They Can Help You Live A More Comfortable Retirement. Remember the old saying “your home is your biggest asset”? As property prices rise, a lot of older Australians are looking to unlock some of the equity in their biggest asset to make their retirement more comfortable. By far the easiest way to…
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