Buy a Home With a 5% Deposit: 2026 Scheme Guide
Do you have a small deposit of 5%? It may be possible to buy your first home using home loan schemes such as the First Home Guarantee without LMI.

Do you have a small deposit of 5%? It may be possible to buy your first home using home loan schemes such as the First Home Guarantee without LMI.

Table of Contents Find Out If You Qualify for a LMI Waiver and Say Goodbye to Lenders Mortgage Insurance What is Lenders Mortgage Insurance (LMI) and who does it protect? What is an LMI Waiver and Who Can Benefit from It? Understanding the Concept of an LMI Waiver and how much it can save you…

Learn how bridging loans can help you buy a new home before you sell your current property. Understand interest rates, eligibility, and how these loans work.

Considering buying a property with a friend or family member? Learn about the pros and cons, and how to navigate the process in Australia.

I often hear both potential clients and clients alike complaining that they want to renovate because they just don’t quite have enough space in their current homes. They often think they can’t do it because they don’t have any spare cash in the bank to pay for the renovation or they don’t know how to…

The Banks Are Looking To Get Your Business. It’s amazing what my lenders are offering in order to secure your business. There has never been more competition for the chance to write your home loan than there is now. At the same time, lenders are finding that who they can write loans for has been…

How To Spot The Best Suburbs To Buy Investment Properties In? One of the questions I get from Mortgage World Australia clients is ‘How do I find locations that are likely to have good investment property opportunities?’ The challenge we all face is that we are busy in our day-to-day lives. Studying the real estate…

How To Improve Your Self-Managed Super Fund (SMSF) Performance Mortgage World Australia has a considerable number of clients who invest in property through their Self Managed Super Funds (SMSF). The challenge every one of those clients faces is trying to make the most of their time to hit their goals over their retirement. One of…

How Do I Get A Home Loan When I’m an Expat? Recently I was helping an expat client get a home loan. She is living and working overseas and wanted to buy a property that would be an investment in the short term and be her home when she finally came home. Makes sense right?…

How Do I Avoid Paying Lenders Mortgage Insurance? It’s not uncommon for people wanting to buy a home, but don’t have ‘enough’ of a deposit saved. Strictly speaking, nothing is stopping you from getting a loan with less than a 20% deposit. Unfortunately, you have to pay something called LMI – Lender’s Mortgage Insurance which…
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