Home Loan Variable: 5.89% (5.91%*) • Home Loan Fixed: 5.94% (6.23%*) • Fixed: 5.94% (6.23%*) • Variable: 5.89% (5.91%*) • Investment IO: 6.24% (6.26%*) • Investment PI: 6.14% (6.17%*)

I have lost count of the number of times that I have counted my lucky stars to have Patrick’s Mortgage services. He is always striving to find the best outcome for his customer – I know that I can always place my trust in him to find the right mortgage for us. I have been using his services for many years and Highly recommended his services!. Thanks Patrick!