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Home Loan Variable: 5.94% (5.95%*) • Home Loan Fixed: 5.79% (6.39%*) • Fixed: 5.79% (6.39%*) • Variable: 5.94% (5.95%*) • Investment IO: 6.14% (6.58%*) • Investment PI: 5.99% (6.61%*)

I have lost count of the number of times that I have counted my lucky stars to have Patrick’s Mortgage services. He is always striving to find the best outcome for his customer – I know that I can always place my trust in him to find the right mortgage for us. I have been using his services for many years and Highly recommended his services!. Thanks Patrick!