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Home Loan Variable: 5.94% (5.95%*) • Home Loan Fixed: 5.79% (6.39%*) • Fixed: 5.79% (6.39%*) • Variable: 5.94% (5.95%*) • Investment IO: 6.19% (6.85%*) • Investment PI: 5.99% (6.61%*)

We have known Patrick for a fifteen years and have engaged him on a few occasions. Patrick service is amazing. He is always able to answer the myriad of questions and provide guidance to best products and solutions to help us. I have recommended him to my friends and they too have nothing but praise for the manner in which their business was dealt I highly recommend Patrick, both as first time buyers or property owners as his expertise has been invaluable in getting the best outcome for us!