Home Loan Variable: 5.89% (5.91%*) • Home Loan Fixed: 5.94% (6.23%*) • Fixed: 5.94% (6.23%*) • Variable: 5.89% (5.91%*) • Investment IO: 6.24% (6.26%*) • Investment PI: 6.14% (6.17%*)

We have known Patrick for a fifteen years and have engaged him on a few occasions. Patrick service is amazing. He is always able to answer the myriad of questions and provide guidance to best products and solutions to help us. I have recommended him to my friends and they too have nothing but praise for the manner in which their business was dealt I highly recommend Patrick, both as first time buyers or property owners as his expertise has been invaluable in getting the best outcome for us!