Home Loan Variable: 5.89% (5.91%*) • Home Loan Fixed: 5.94% (6.23%*) • Fixed: 5.94% (6.23%*) • Variable: 5.89% (5.91%*) • Investment IO: 6.24% (6.26%*) • Investment PI: 6.14% (6.17%*)

Patrick has helped us a couple of times now – each time he’s given us a range of options, kept us informed all the way and been on-hand to help us with any questions we’ve had at any time. Highly recommend him, he makes things easy.