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Home Loan Variable: 5.94% (5.95%*) • Home Loan Fixed: 5.79% (6.39%*) • Fixed: 5.79% (6.39%*) • Variable: 5.94% (5.95%*) • Investment IO: 6.19% (6.85%*) • Investment PI: 5.99% (6.61%*)

Patrick has helped us a couple of times now – each time he’s given us a range of options, kept us informed all the way and been on-hand to help us with any questions we’ve had at any time. Highly recommend him, he makes things easy.