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Home Loan Variable: 5.94% (5.95%*) • Home Loan Fixed: 5.79% (6.39%*) • Fixed: 5.79% (6.39%*) • Variable: 5.94% (5.95%*) • Investment IO: 6.14% (6.58%*) • Investment PI: 5.99% (6.61%*)

Patrick assisted me with my refinance. He is very friendly and easy to work with, was quick with replying to emails and answered all my questions. Patrick worked hard at obtaining the best rate possible and kept me updated throughout the whole process. Thank you Patrick for all your hard work.