Home Loan Variable: 5.89% (5.91%*) • Home Loan Fixed: 5.94% (6.23%*) • Fixed: 5.94% (6.23%*) • Variable: 5.89% (5.91%*) • Investment IO: 6.24% (6.26%*) • Investment PI: 6.14% (6.17%*)

From the beginning to end, Patrick provided a great service which helped us a lot in getting our dream home! Highly recommended..