Home Loan Variable: 5.89% (5.91%*) • Home Loan Fixed: 5.94% (6.23%*) • Fixed: 5.94% (6.23%*) • Variable: 5.89% (5.91%*) • Investment IO: 6.24% (6.26%*) • Investment PI: 6.14% (6.17%*)

Patrick did a great job! He is a professional mortgage broker. I am the repeating customer, because I know he can always find me a good deal. He is always update you on the progress from start to settlement. Thanks Patrick.