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Home Loan Variable: 5.94% (5.95%*) • Home Loan Fixed: 5.79% (6.39%*) • Fixed: 5.79% (6.39%*) • Variable: 5.94% (5.95%*) • Investment IO: 6.09% (6.57%*) • Investment PI: 5.94% (6.53%*)

Patrick did a great job! He is a professional mortgage broker. I am the repeating customer, because I know he can always find me a good deal. He is always update you on the progress from start to settlement. Thanks Patrick.