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Home Loan Variable: 5.94% (5.95%*) • Home Loan Fixed: 5.79% (6.39%*) • Fixed: 5.79% (6.39%*) • Variable: 5.94% (5.95%*) • Investment IO: 6.09% (6.57%*) • Investment PI: 5.94% (6.53%*)

Patrick helped me with refinance in finding best loan option suitable for my needs, by providing unbiased opinion and guided me transparently through out this process.

He is always kind enough to explain financial terms in a layman’s language.

I highly recommend Patrick for Mortgage related guidance.