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  Purple Basic Vbl Home Loan-Inv

 General Lending Rates

• Lending Rate Type: Variable
• Interest Rate: 6.34%, Comparison Rate 6.37%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.74%, Comparison Rate 6.77%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

 Product Features

• Digital Banking Additional Information: Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.

• Other Additional Information: Pre-Approval: 120 day pre-approval so you can search with confidence.

• Other Additional Information: Additional Repayments: make unlimited additional repayments to your loan.

• Redraw Additional Information: Redraw payments made in advance at any time through Internet and Mobile Banking. There is no minimum redraw amount.

 Product Eligibility

• Employment Status - Lending Criteria, Requirements And Terms And Conditions Apply.

• Min Age - 18. Additional Information: Available for customers aged 18 years and over

• Natural Person

• Other Additional Information: Membership: You must be or become a Beyond Bank Australia member.

• Other Additional Information: Lending criteria, requirements and terms and conditions apply

• Other Additional Information: LVR: Borrow up to 90% of the value of the property (inclusive of LMI). Conditions apply.

• Other Additional Information: Security: A single residential property or cross collateral security permitted.

• Pension Recipient Additional Information: Lending criteria, requirements and terms and conditions apply

• Residency Status - Australian Citizen. Additional Information: Must be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan.

 Bank Fees and Charges

• Mortgage Loan Establishment Fee (Upfront), Amount: 445.00. Additional Information: This fee is payable on establishment of the loan.

• Mortgage Discharge, Settlement Or Partial Discharge Fee (Event), Amount: 350.00. Additional Information: Payable whenever a mortgage is discharged or partially discharged

• Loan Variation Documentation Fee (Upfront), Amount: 345.00. Additional Information: This fee is payable when a property already held by us as security is to be used as security for additional credit.

• Redraw (staff-assisted) Fee (Transaction), Amount: 35.00. Additional Information: This fee is payable for each staff-assisted redraw.

• Redraw (online) Fee (Transaction), Amount: 0.00. Additional Information: Online redraw via Internet or Mobile Banking is free.

• Default Notice Fee (Event), Amount: 20.00. Additional Information: This fee is payable whenever we send you a default notice because you have defaulted under the contract or related mortgage.

• Additional Security Fee (Upfront), Amount: 150.00. Additional Information: This fee is payable when we prepare any security in addition to the mortgage over the primary mortgaged property.

• Default Fee On Home And Investment Loan - On The 8th Day (Event), Amount: 20.00. Additional Information: This fee is payable on the 8th day you are in default.

• Default Fee On Home And Investment Loan - Every 14th Day Thereafter (Event), Amount: 25.00. Additional Information: This fee is payable every 14th day thereafter for so long as you remain in default.

• Property Valuation Fee (Upfront), Amount: 0.00. Additional Information: A property valuation may be required at time of application and we will provide you with a quote if applicable. Beyond Bank will cover up to $300 of the valuation fee (GST inclusive) for the first valuation/property only

 Limitations & Restrictions (Constraints)

• Max Limit of 2000000.00

• Min Limit of 150000.00