Young couple in front of their first home
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First Home Guarantee Scheme 2024 | Buy a home with 5% deposit

Understanding the First Home Guarantee: A Simplified Guide for 2024 The First Home Guarantee is an Australian government scheme designed to help first home buyers enter the property market with as little as a 5% deposit. Avoiding the need to pay LMI, the scheme offers significant savings and quicker access to homeownership. Whether you’re a…

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9 step process of buying a house

Discover the 9-step process of buying a house in NSW and gain valuable insights into navigating the real estate market. From assessing borrowing capacity to settling the purchase, this comprehensive guide covers everything you need to know. Don’t miss out on essential steps like property inspections, contract review, financing, and more. Get expert advice for a smooth and successful home buying journey.

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Home Loan Application Document Checklist: A Comprehensive Guide for Australian Home Loan Applications

Ensure a smooth home loan application process with our comprehensive home loan application document checklist. From proof of income to property documentation, we outline the specific documents required for salary/wage earners, self-employed individuals, rental income, and more. Be prepared and increase your chances of securing a mortgage tailored to the Australian market.

Get into The Property Market Even If You Are Single
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3 Unconventional Ways to Get into The Property Market Even If You Are Single

It is not easy to get into the property market when property prices are still comparatively high and interest rates are on the up. This post describes 3 unconventional ways to get into the market.

Couple discussing a casual employment home loan

Common First Home Buyer Mistakes (And How to Avoid Them)

There are costs associated with buying a property that requires discipline, vigilance, and careful planning. In this article we discuss common first buyer money-traps and how to avoid them. Understand your budget Your first home purchase requires a little introspection. Look at your finances, have a clear understanding of your personal budget, and understand exactly…

Lender Mortgage Insurance
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Stamp Duty Exemption NSW – Are You Eligible?

Hornsby resident, Kylie asks “My partner and I are looking to get into the property market next year, and were wondering if we would be exempt from having to pay stamp duty? We’re first home buyers living in Hornsby NSW“   Great question Kylie, and one that’s certainly worth asking because stamp duty can get…

How To Get Approved For A Casual Employment Home Loan
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How To Get Approved For A Casual Employment Home Loan

Gold Coast resident, Jason asks “Can you get a home loan with a casual job? I’ve been told that after the GFC this is no longer possible. Is this true or are there lenders that accommodate casual employees?“ Getting a loan as a casual employee isn’t as straightforward as if you were employed full time,…

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